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PrimeRate FundsInvesting

As a privately owned lending institution, we are dedicated to empowering individuals and businesses by providing access to capital precisely.

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Flexible Investing Solutions to Meet Your Needs

PrimeRate Funds: Unlock Investment Potential

(Download Offering Memorandum)
For investors seeking growth and residual income, PrimeRate Funds offers a well-managed and diversified portfolio. With a minimum investment of $50,000, investors can start building wealth immediately. As an open fund, shares can be redeemed within 30 days without penalties.*

Investment Features:

  • Registered Accounts Available: RRSP, TFSA, RIFF, and RESP accounts offer tax advantages and grants, making them ideal for long-term wealth building.
  • Dividend Distribution: As a Mortgage Investment Corporation (MIC), we distribute 100% of net profits to investors, ensuring higher returns through tax-exempt dividends.
  • Portfolio Strategy: Focused on asset security and steady returns through diversified residential first and second mortgages, with loans up to 55% loan-to-value (LTV).
  • Performance Focused: Targeting 70% first mortgages and 30% second mortgages to reduce risk and maximize profitability.


With $12,024,850.84 in assets under management, a management expense ratio of 0.57%, and a current yield of 10.4060%, PrimeRate Funds delivers a transparent, secure, and high-performing investment experience.

Accountability and Transparency for Our Investors

PrimeRate Funds is committed to delivering consistent dividends and quarterly disbursements that compare favorably with other income investments. As an open fund, we ensure there are no terms, fees, or penalties for share redemptions, offering investors flexibility and peace of mind.

Key Considerations:

  • Interest-Only Mortgages: Risks and Rewards for Investors
    Navigating the world of real estate investing requires understanding financing options. We help investors make informed decisions to maximize returns.

  • Tax Implications for MIC Income in Canada
    Investing through MICs offers significant tax advantages, and we provide resources to help investors optimize their returns.

  • Ethical Investing: Contributing to Social Housing
    We are committed to supporting ethical investment opportunities, including initiatives that contribute to social housing and community development.

PrimeRate Funds is committed to delivering consistent dividends and quarterly disbursements that compare favorably with other income investments.

As a privately owned lending institution, we are dedicated to empowering individuals and businesses by providing access to capital precisely.